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Life Insurance since Covid-19 – do you need it?

Life Insurance since Covid-19 – do you need it?

COVID-19 pandemic outbreak causing many of us to think about our own mortality - thinking about your life insurance since Covid-19 is not an easy thing to think about and you might be wondering do you really need it? The terrifying daily death tolls resulting from the...

Does smoking affect life insurance pricing?

Does smoking affect life insurance pricing?

Smoking is well known to affect your health for the worse. The habit can dramatically shorten your lifespan by causing illnesses such as a variety of cancers, chronic bronchitis, emphysema, heart disease, heart attacks, and strokes, to mention a few.  But you didn't...

Why do I need life insurance?

Why do I need life insurance?

How does life insurance work? Life insurance works like this: you pay a monthly premium to your insurance provider so that when you pass away, your beneficiaries will receive a lump sum or regular payments. Life insurance is designed to assure your loved ones are...

What is income protection and do I need it?

What is income protection and do I need it?

Do I need it? No one wants to think about being sick or suffering a serious injury. But it’s well-worth being cautious and making sure you’re well covered should the day come. Income Protection Insurance provides you with the security of knowing you’ll be taken care...

What is critical illness cover and do I need it?

What is critical illness cover and do I need it?

How does it work? Similar to life insurance, you pay monthly premiums for the term of your policy, and a lump sum will be paid out if you are diagnosed with an illness covered by the insurance during that time. Often insurers will only pay out when your illness has...

What Insurance Do I Need to Buy a Home and From What Date?

What Insurance Do I Need to Buy a Home and From What Date?

When buying a home, be it your primary residence or a buy-to-let property, one of the things you’re going to have to factor into your calculations is buildings insurance. Technically speaking, buildings and contents insurance isn’t mandated by law, but your mortgage...

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We need to be honest with you… Your home may be repossessed if you do not keep up repayments on your mortgage.