Does smoking affect life insurance pricing?
Smoking is well known to affect your health for the worse. The habit can dramatically shorten your lifespan by causing illnesses such as a variety of cancers, chronic bronchitis, emphysema, heart disease, heart attacks, and strokes, to mention a few. But you...
Why do I need life insurance?
How does life insurance work? Life insurance works like this: you pay a monthly premium to your insurance provider so that when you pass away, your beneficiaries will receive a lump sum or regular payments. Life insurance is designed to assure your loved ones are...
What is income protection and do I need it?
Do I need it? No one wants to think about being sick or suffering a serious injury. But it’s well-worth being cautious and making sure you’re well covered should the day come. Income Protection Insurance provides you with the security of knowing you’ll be taken care...
The Life Insurance Policies Available and Why You Really Need to Have One
Life insurance is something that primarily exists to provide peace of mind to anyone with a partner or family so that in the event of something happen to yourself or your spouse, your family is financially protected and if so desired, your mortgage can be paid off...