What information do I need to complete my life insurance application?
Are you considering taking out life insurance but worried about completing the life insurance application. It might not be pleasant to think about, but it’s reassuring to know that your loved ones will have financial support when you pass away –...
Does smoking affect life insurance pricing?
Smoking is well known to affect your health for the worse. The habit can dramatically shorten your lifespan by causing illnesses such as a variety of cancers, chronic bronchitis, emphysema, heart disease, heart attacks, and strokes, to mention a few. But you...
Why do I need life insurance?
How does life insurance work? Life insurance works like this: you pay a monthly premium to your insurance provider so that when you pass away, your beneficiaries will receive a lump sum or regular payments. Life insurance is designed to assure your loved ones are...
What is income protection and do I need it?
Do I need it? No one wants to think about being sick or suffering a serious injury. But it’s well-worth being cautious and making sure you’re well covered should the day come. Income Protection Insurance provides you with the security of knowing you’ll be taken care...
What is critical illness cover and do I need it?
How does it work? Similar to life insurance, you pay monthly premiums for the term of your policy, and a lump sum will be paid out if you are diagnosed with an illness covered by the insurance during that time. Often insurers will only pay out when your illness has...