Protection Insurance Services
How would your family cope if you were to die or have a critical illness? Death, illness or redundancy can be devastating on your family. Many people don’t like to think about death or serious illness and even if they do, they’ll say they don’t need protection because, “It’ll never happen to me”.
But with the right protection in place, you and your family need not worry about your finances. None of us know what life may bring, so whilst our lives are going well, we should ensure that we put effective plans in place in case that should change.
Below we explain what the various personal protection insurances cover you for but life insurance and critical illness cover should be at the top of your list when thinking of insurance priorities. Surprisingly, protecting yourself and your family may not be as expensive as you might think.
What do the various Protection Insurances cover you for:
Critical Illness Insurance
Critical Illness protection is there to provide financial stability at a time that it is needed the most, it could be used to clear a mortgage or it could be used to replace a lost income, pay for private treatment or for whatever else you feel is required.
Income Protection Insurance
Insurers normally limit the amount they will pay out based on your last twelve months of earnings. The monthly benefit payable is paid to you either until you return to work, you retire or if you pass away.
Family Income Benefit
No benefit is issued if a claim has not been made before the policy expires.
Whole of Life
Our advisor will also complete all the necessary application forms, removing the time and hassle from you.
Our guidance, advice and work to secure you a quote for your insurance and protection cover is completely free and with no obligation, so contact us today.