Privacy Policy

How we will handle your personal data and protect your privacy

A guide to how we meet the requirements of the Data Protection Act.

 

Making sure personal data is secure and properly dealt with is of paramount importance in our dealings with you. It is therefore important you understand what information we will take, why we need it, and how we will process your details.

 

Who will process my data?

Yes Mortgage Services Limited trading as Yes Mortgage Services is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. As such, both  Yes Mortgage Services and HL Partnership Limited will process your data in order to provide our services.

 

What data will you ask me for?

In order to fully understand your financial needs and be able to give good advice, we need to obtain information about you, your family, your personal circumstances, and your preferences.  Some of the information will be private and may be sensitive, such as details of your income and expenditure, health, debts and credit commitments, legal proceedings and adverse credit. Much of the information you provide will need to be passed on to the companies whose products you apply for.

 

Do I have to provide my personal data?

In order for us to be able to give you suitable advice, we need you to provide all the information we ask for as openly and honestly as possible. If you prefer not to disclose some information, please tell us that you prefer not to disclose it and we will assess whether this will alter or impede the work we are doing for you.

 

How will you use my data?

  1. The primary reason we will use your data is to allow us to do the job you’ve asked us to do. Specifically, we will use your data to:
  • Assess and provide advice to meet your needs and circumstances.
  • Introduce you to a range of product and service providers in order to meet your requirements.
  • Administer cases and assist processing of applications.
  • Tell you about any changes to products and service we have arranged for you.
  • Inform you about products and services we think may be suitable for you (unless you ask us not to send you this information).

 

  1. We may also process your information in order to meet our legal and regulatory requirements. These may include:
  • Complying with the regulations set out by the Financial Conduct Authority and other regulators as required.
  • Preventing financial crimes such as money laundering and fraud by passing your details to other relevant bodies such as the police and National Crime Agency where required.

 

  1. We may also process your personal data for our own legitimate interests. Typically, these would be limited to:
  • Analysing our business for trends and research how we can improve our services to customers.
  • Reviewing the work, we have carried out for you to ensure we have met the regulations and quality standards;
  • Ensuring we are able to exercise or defend legal challenges in the future.

 

  1. HL Partnership Limited will use your data to monitor and assess our work to ensure we have provided a high standard of service and met our legal and regulatory commitments.

 

How long we will store your data?

We will only keep your personal information as long as necessary. How long that is depends on the type of data and the nature of the work we have carried out. In most cases, your personal data will be stored for an indefinite period as we need to keep evidence that we have fulfilled our legal and regulatory requirements.

 

Can I see a copy of my personal data?

Yes. Please write to our Data Controller (details below) and we will provide a copy of any personal data we hold about you within one calendar month of receiving your request. Please note that we may need to verify your identity before providing the information.

 

What if my data is incorrect or incomplete?

You have the right to have your data corrected or completed by contacting our Data Controller in writing (details below). Please be aware that we need to maintain records of information as it was at the time of the advice or the transaction taking place.

 

Can I have my data erased?

If we have provided you with advice or processed a transaction on your behalf, we will not normally be able to erase your personal data. This is because we are obliged to maintain records of our advice and transactions to meet our regulatory requirements and in case we need to exercise or defend legal claims in future.

 

Who is the Data Controller?

Name

Andrew Johnson

HL Partnership Limited

Address

Yes Mortgage Services Limited

The Old Barn

Brooklands Farm

Mannington

Dorset

BH21 7JU

England

6 Merus Court,
Meridian Business Park,
Leicester,
England,
LE19 1RJ

Telephone

0800 612 5596

03300 552 651

Email

[email protected]

[email protected]

Data Controller Registration

 ZA041444

 

Z8588911

 

How can I get more information?

If you would like further details on how we use your personal information or if you have any data protection queries, please write to: The Data Protection Officer, 6 Merus Court, Meridian Business Park, Leicester, England, LE19 1RJ.

 

Telephone: 03300 552 651

Email: [email protected]

 

If you’d like to make a complaint about how we have handled your personal data…

…please write in the first instance to The Data Protection Officer at the above address.

 

If you are not satisfied with the Data Protection Officer’s response, you can make a complaint to:

Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF

Telephone: 0303 123 1113 (local rate) or 01625 545 745 (national rate)

Email through their website at: https://ico.org.uk/concerns/

 

Important Notes on Protecting your own Data

Please be aware of cybercrime and protecting your own information online, particularly financial information. Do not send unsecure personal information over the internet. We recommend you use encryption software or provide any information to us using the online tools we provide.

 

Do not respond to emails asking you to pay money. Never make a payment purely in response to an email. Always call the company to validate any payment requests and check the phone number independently from the email (i.e. via a secure web site). If you receive a phone call asking for payment ensure you are satisfied the call is genuine, or else call the company back to check. Neither Yes Mortgage Services Limited nor HL Partnership will take responsibility if you transfer money to a fraudster in error.

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Securing a mortgage for a non-standard property can come with its own set of challenges, like higher interest rates or larger deposit requirements. So it's important to speak to a mortgage advisor as early as possible. ⁣
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They'll guide you through the process, provide invaluable insights, and ensure you find the most suitable deal.⁣
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Our friendly mortgage advisors are on hand to connect you with accommodating lenders and help you negotiate favourable terms. And we don't charge a broker fee!⁣
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Click the link in our bio to learn more.⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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Securing a mortgage for a non-standard property can come with its own set of challenges, like higher interest rates or larger deposit requirements. So it`s important to speak to a mortgage advisor as early as possible. ⁣

They`ll guide you through the process, provide invaluable insights, and ensure you find the most suitable deal.⁣

Our friendly mortgage advisors are on hand to connect you with accommodating lenders and help you negotiate favourable terms. And we don`t charge a broker fee!⁣

Click the link in our bio to learn more.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #ukhomes #mortgageoffer #propertytips #propertyfinder #houseaddictive #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser #nonstandardconstruction #nonstandardconstructionmortgage #listedbuilding #thatchedcottage #myoldhome
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Did you know that the length of your mortgage can make a big difference to your monthly payments and overall costs? ⁣
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Let's break it down 👇⁣
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If you choose a longer term, your repayments will be spread out over a longer period, making them more manageable. ⁣
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But this may mean paying more interest over the life of your mortgage.⁣
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Opting for a shorter term may result in higher monthly payments.⁣
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But could save you money on interest in the long run.⁣
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So, what's the best mortgage term for you? ⁣
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Tap follow for more mortgage tips.⁣
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Did you know that the length of your mortgage can make a big difference to your monthly payments and overall costs? ⁣

Let`s break it down 👇⁣

If you choose a longer term, your repayments will be spread out over a longer period, making them more manageable. ⁣

But this may mean paying more interest over the life of your mortgage.⁣

Opting for a shorter term may result in higher monthly payments.⁣

But could save you money on interest in the long run.⁣

So, what`s the best mortgage term for you? ⁣

It all depends on your specific financial situation and goals. Seeking expert advice is always recommended to make sure you`re making the right choice.⁣

Tap follow for more mortgage tips.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

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Did you know this about private medical insurance? 👇⁣
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It can give you access to specialist drugs and treatments that are not always available on the NHS or within your budget. ⁣
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And it provides you with the comfort and reassurance you need if your health takes an unexpected turn. All the way from your initial consultation right through to your aftercare.⁣
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There's a wide range of health insurance products to choose from. Let us help you find the right policy for you.⁣
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Did you know this about private medical insurance? 👇⁣

It can give you access to specialist drugs and treatments that are not always available on the NHS or within your budget. ⁣

And it provides you with the comfort and reassurance you need if your health takes an unexpected turn. All the way from your initial consultation right through to your aftercare.⁣

There`s a wide range of health insurance products to choose from. Let us help you find the right policy for you.⁣

Tap the link in our bio or call us on 0800 612 5596 ⁣

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Did you know a remortgage could allow you to...⁣
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👉🏻 Borrow more money ⁣
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👉🏻 Achieve a better mortgage rate⁣
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👉🏻 Change the type of mortgage (from interest only to repayment)⁣
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👉🏻 Avoid your lender's standard variable rate⁣
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👉🏻 Switch to a mortgage that will allow you to make overpayments⁣
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👉🏻 Debt consolidation ⁣
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Whatever your reason for remortgaging, our friendly advisors are here to evaluate your unique situation and guide you through your options.⁣
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And the best bit? Our advice is FREE!⁣
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Send us a message or give us a call on 0800 612 5596 to discuss your remortgage options.⁣
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...⁣
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Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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Did you know a remortgage could allow you to...⁣

👉🏻 Borrow more money ⁣

👉🏻 Achieve a better mortgage rate⁣

👉🏻 Change the type of mortgage (from interest only to repayment)⁣

👉🏻 Avoid your lender`s standard variable rate⁣

👉🏻 Switch to a mortgage that will allow you to make overpayments⁣

👉🏻 Debt consolidation ⁣

Whatever your reason for remortgaging, our friendly advisors are here to evaluate your unique situation and guide you through your options.⁣

And the best bit? Our advice is FREE!⁣

Send us a message or give us a call on 0800 612 5596 to discuss your remortgage options.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

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Andrew, the Director of Yes Mortgage Services is out of office this week networking! (That's what he has told the wife!) We think this looks more like skiing... #networking #skiing2024 #mortgages

Andrew, the Director of Yes Mortgage Services is out of office this week networking! (That`s what he has told the wife!) We think this looks more like skiing... #networking #skiing2024 #mortgages ...

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We like to keep the mortgage process easy & simple...⁣
⁣
👉  Busy schedule? No problem! We offer appointments outside normal working hours.⁣
⁣
👉  No complicated mortgage jargon! We break everything down in plain and simple terms.⁣
⁣
👉  From finding the perfect mortgage to guiding you until completion, we're by your side.⁣
⁣
Visit our website to learn more (🔗 in bio) or call us for a chat on 0800 612 5596.⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
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...⁣
⁣
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

We like to keep the mortgage process easy & simple...⁣

👉 Busy schedule? No problem! We offer appointments outside normal working hours.⁣

👉 No complicated mortgage jargon! We break everything down in plain and simple terms.⁣

👉 From finding the perfect mortgage to guiding you until completion, we`re by your side.⁣

Visit our website to learn more (🔗 in bio) or call us for a chat on 0800 612 5596.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

3 0
Mortgages shouldn’t be complicated just because you’re self-employed.⁣
⁣
But high street lenders tend not to offer mortgages to the self-employed without considerable paperwork and delay, so finding the right mortgage for your circumstances can be daunting 🤯⁣
⁣
We have access to a wide range of lenders and understand the specifics that each mortgage lender has when it comes to getting a self-employed mortgage.⁣
⁣
Meaning we can match you to an appropriate lender for your circumstances and needs 🎯⁣
⁣
And the best bit? We don't charge a broker fee, so our advice is free! ⁣
⁣
Send us a DM or call us on 0800 612 5596 to book your appointment.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser #selfemployedandlovingit #selfemployment #soletrader #mortgagepro #selfemployedproblems #freelancerlife

Mortgages shouldn’t be complicated just because you’re self-employed.⁣

But high street lenders tend not to offer mortgages to the self-employed without considerable paperwork and delay, so finding the right mortgage for your circumstances can be daunting 🤯⁣

We have access to a wide range of lenders and understand the specifics that each mortgage lender has when it comes to getting a self-employed mortgage.⁣

Meaning we can match you to an appropriate lender for your circumstances and needs 🎯⁣

And the best bit? We don`t charge a broker fee, so our advice is free! ⁣

Send us a DM or call us on 0800 612 5596 to book your appointment.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser #selfemployedandlovingit #selfemployment #soletrader #mortgagepro #selfemployedproblems #freelancerlife
...

3 0
There's no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣
⁣
👉 The cost of the property you're looking to purchase.⁣
⁣
👉 The size of your deposit.⁣
⁣
👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣
⁣
These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣
⁣
We know navigating the mortgage process can be overwhelming, but we're here to lend a hand. Our friendly advisors can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣
⁣
Our advice to you is FREE, so get in touch for a chat - call us on 0800 612 5596 or visit our website to learn more.⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#propertyladder #familyhome #housebuyingtips #movinghomes #solobuyer #timeforachange #houses #homebuyers #propertyuk #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome

There`s no one-size-fits-all calculation to determine how much you can borrow. It depends on several factors:⁣

👉 The cost of the property you`re looking to purchase.⁣

👉 The size of your deposit.⁣

👉 Your income and financial affordability, which considers your monthly commitments and any future obligations.⁣

These factors, combined, will determine your eligibility and help shape the amount you can borrow. ⁣

We know navigating the mortgage process can be overwhelming, but we`re here to lend a hand. Our friendly advisors can help you understand your eligibility and guide you towards making informed decisions about your mortgage. ⁣

Our advice to you is FREE, so get in touch for a chat - call us on 0800 612 5596 or visit our website to learn more.⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#propertyladder #familyhome #housebuyingtips #movinghomes #solobuyer #timeforachange #houses #homebuyers #propertyuk #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome
...

3 0
Home will always be where mum is. But if it's time to take your own steps onto the property ladder, we're here to help.⁣
⁣
Our friendly mortgage advisors are always available to chat, listen to your goals, and discuss your options. We'll provide you with expert advice on how you can prepare yourself to step onto the property ladder with confidence 💪🏡⁣
⁣
The best bit is we don't charge a broker fee, so our advice to you is FREE!⁣
⁣
Tap the link in our bio to find out more, or give us a call on 0800 612 5596⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#myfirsthome #firsthome #firsttimebuyertips  #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #firstimehomebuyers #homebuyersguide #firsthouse #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation

Home will always be where mum is. But if it`s time to take your own steps onto the property ladder, we`re here to help.⁣

Our friendly mortgage advisors are always available to chat, listen to your goals, and discuss your options. We`ll provide you with expert advice on how you can prepare yourself to step onto the property ladder with confidence 💪🏡⁣

The best bit is we don`t charge a broker fee, so our advice to you is FREE!⁣

Tap the link in our bio to find out more, or give us a call on 0800 612 5596⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#myfirsthome #firsthome #firsttimebuyertips #firsttimebuyersuk #househunters #letsbuyahouse #homebuyer #firstimehomebuyers #homebuyersguide #firsthouse #firsttimebuyerspecialist #firsthometogether #firsttimehomebuyertips #firstimebuyer #firsttimebuyersuk #homebuyingprocess #homeownership #firsttimehomebuyer #followyourdreams #propertyeducation
...

3 0
Arranging a mortgage or organising personal finances can be time-consuming and stressful.⁣
⁣
But we're here to make it as painless as possible!⁣
⁣
👉🏻 Before recommending a mortgage, we take the time to understand your individual needs and circumstances.⁣
⁣
👉🏻 We'll only suggest mortgages that we consider suitable and affordable for you.⁣
⁣
👉🏻 If we can't find a suitable mortgage, we won't recommend one.⁣
⁣
👉🏻 We encourage you to ask any questions you have – no question is too silly.⁣
⁣
👉🏻 From start to finish, we'll handle the entire process, from answering initial questions to managing multiple applications.⁣
⁣
👉🏻 Best of all, we won't charge you a broker fee!⁣
⁣
⁣
Visit our website to learn more (🔗 in bio) or call us for a chat on 0800 612 5596.⁣
⁣
...⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes  #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser

Arranging a mortgage or organising personal finances can be time-consuming and stressful.⁣

But we`re here to make it as painless as possible!⁣

👉🏻 Before recommending a mortgage, we take the time to understand your individual needs and circumstances.⁣

👉🏻 We`ll only suggest mortgages that we consider suitable and affordable for you.⁣

👉🏻 If we can`t find a suitable mortgage, we won`t recommend one.⁣

👉🏻 We encourage you to ask any questions you have – no question is too silly.⁣

👉🏻 From start to finish, we`ll handle the entire process, from answering initial questions to managing multiple applications.⁣

👉🏻 Best of all, we won`t charge you a broker fee!⁣


Visit our website to learn more (🔗 in bio) or call us for a chat on 0800 612 5596.⁣

...⁣

Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

...⁣

#househunter #homebuyeradvice #buyingahouse #hometips #ukhomes #mortgageoffer #propertytips #propertyfinder #ukproperty #movinghouse #buyingahouse #propertybuyers #letsbuyahouse #dreamproperty #housemove #newhome #moving #homes #foreverhome #mortgagetips #mortgageexpert #devonproperty #bournemouthbusiness #southcoastuk #mortgagebroker #mortgageuk #ringwood #hampshireuk #mortgageadviser
...

2 0
When it comes to self-build mortgage applications, there's often quite a bit of paperwork involved 🫠⁣
⁣
You'll need to submit documents such as planning permission, building plans, financial forecasts etc...⁣
⁣
But our mortgage advisors will take care of the whole mortgage application for you, from beginning to end.⁣
⁣
Including dealing with the paperwork! 🤩⁣
⁣
Leaving you to concentrate on the exciting bits; the actual build! 🏡⁣
⁣
Find out more via the link in our bio, or give us a call on 0800 612 5596⁣
⁣
...⁣
⁣
⁣
Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣
⁣
...⁣
⁣
#mortgageadvice #mortgagehomes #propertymarket #hampshirelife  #mortgageprocess #mortgagebrokeruk #homeuk #mortagebrokers #homeownership #dreamhome #housebuild #selfbuildhomes #selfbuildcollective #homedesign #selfbuild #homebuilding #ourhome  #selfbuildjourney #renovation #homesweethome #buildingahouse #selfbuilduk #mortgageadvisor #newhome #newbuild #ukmortgages

When it comes to self-build mortgage applications, there`s often quite a bit of paperwork involved 🫠⁣

You`ll need to submit documents such as planning permission, building plans, financial forecasts etc...⁣

But our mortgage advisors will take care of the whole mortgage application for you, from beginning to end.⁣

Including dealing with the paperwork! 🤩⁣

Leaving you to concentrate on the exciting bits; the actual build! 🏡⁣

Find out more via the link in our bio, or give us a call on 0800 612 5596⁣

...⁣


Your property may be repossessed if you do not keep up repayments on your mortgage. Yes Mortgage Services Limited do not charge a broker fee.⁣

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